• Cassidy and Tate Professional Outfit With Great Property MarketingCassidy and Tate's help sell my St Albans property. I was very impressed with the marketing, the photos they took made me want to stay they made the property look that good! Siobhan was very helpful t... read more.
  • An excellent sale and purchaseAn excellent sale and purchase experience - completed in just 5.5 weeks! - and made all the better and less stressful by the outstanding service and support from Graham, Siobhan and the team at Cassid... read more.
  • Highly recommend. Professional and efficient.Stuart at Cassidy and Tate was extremely helpful when we were selling our house in St Albans. Very professional photographs were taken and sensible selling price was given. We sold our two bed house a... read more.
  • Annette and HannahAnnette and Hannah have recently become our new property managers, we have been with another company for 5 years. Cassidy&Tate are totally different, I cannot believe the prompt efficient service, not... read more.
  • Great teamworkDavid, Duncan and team were fantastic throughout. Felt like I was working with friends throughout who had my back, and enabled a quick sale through to completion in order to meet my purchase timelines... read more.
  • Sales, purchase and lettings- great service!It has taken me a long time to review. Cassidy and Tate are pros, all are experienced and work hard to sell your home and most importantly to manage the process. I’ve used Cassidy and Tate for a pur... read more.
  • Exceptional service from the team!Exceptional service from the team at Cassidy and Tate. They listened to what I wanted and delivered to the highest level. Excellent communication throughout, very knowledgeable about the market and I ... read more.
  • Very quick/smooth buying processGreat experience with Duncan at Cassidy and Tate. Very smooth buying process that was tied up in about 2 months from start to finish. Duncan really helped with communications between the vendor and I ... read more.

Help to Buy

With just a 5% deposit needed with a 75% mortgage, see how the Government-backed Help to Buy – Equity loan scheme could help you open the door to home ownership.

What is ‘Help to Buy’?

An explanation of the Government’s ‘Help to Buy’ scheme, helping you get onto the housing ladder.

The Help to Buy – Equity Loan is a Government-backed scheme exclusive to new build homes. It was set up by the Government in 2013 and has already helped thousands to make their move onto or up the property ladder.

The idea behind the scheme is that, with the Government providing a portion of the required equity in the form of the equity loan, homebuyers need to borrow less from traditional lenders, and require a smaller deposit.

A simple scheme that will enable you to buy a new home with a 5% deposit. It’s only available on new-build properties from a registered Help to Buy builder. The property must have a purchase price of up to £407,400 in East of England. It must be the only home you own, it cannot be sub-let.

You will need a 75% mortgage and the Government will lend you 20% of the purchase price, this Government loan is interest free for the first 5 years.
With the Help to Buy – Equity Loan – moving into a new-build home could be easier than you think.

How does it work?

The Help to Buy scheme could help you realise the dream of owning your own home. When you put down as little as a 5% deposit on a newly built home, you can get a Government equity loan – for up to 20% of the purchase price.

What’s more, you won’t be charged interest or fees on the Government equity loan for the first five years of owning your home, and you can choose to repay the equity loan at any time without penalty, or on the sale of your home.

The scheme is available for first-time buyers only on new build homes, and depending on where you want to move to, there are regional price caps that apply. The example given below is for the East of England.

Cassidy & Tate has a number of New Build homes to sell under the Government’s Help to Buy scheme. To find out if you qualify, come in and speak to one of our agents or call us on 01727 832383.